Aberdeen independent financial advisers, ifa providing wealth management, tax planning, investment and inheritance tax advice and services.


		There currently exists a greater than ever before range of mortgage options and insurances. This presents you with a daunting selection challenge. We offer a full research and recommendation service to allow you to make your financial decisions as easy as you would like them to be. "I was completely lost and getting frustrated with all the apparent perfect deals around until I spoke to H&R Wealth Management. We worked together to form an action plan that was both sensible and manageable."

Mortgages

Mortgages are an essential part of the overall financial plan and getting the right mortgage for you is paramount.

We use powerful computer databases to sort through the vast range of mortgages and identify the best ones suited to you, in terms of their features and benefits, and also your own personal circumstances (status as employee, contractor or self employed person, credit history etc).

- Floating / Standard / Market Rate
- Loyalty Rate Mortgages
- Fixed Interest Rate
- Capped Rates
- Complex Offers
- Special Cases

That done we will also oversee the process of actually completing on the mortgage, ensuring that all the parties (lawyers, lender, yourself etc) have all the right documentation at the right time. This is an essential part of our service as all too often communication breakdowns lead to otherwise unnecessary delays and complications - our role is to ensure that all procedures run as smoothly as possible.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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